View Poll Results: Do you have Health and/or Dental Insurance

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  • I do not have Health or Dental Insurance

    5 25.00%
  • I have Health Insurance

    6 30.00%
  • I have Dental Insurance

    0 0%
  • I have both Health and Dental Insurance

    9 45.00%
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Thread: Do you have Health and/or Dental Insurance?

  1. #1
    Money Money Money Anthony's Avatar
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    Do you have Health and/or Dental Insurance?

    I'm only cross posting this to two boards. So bear with me and take part, please.

    I'm doing some research and wondering how many webmasters have Health and/or Dental insurance, and what type of converage.

    This is more for independent webmasters, 1099 guys and gals.

    Health insurance is one of those things, you don't think you need it till you actually do.

    Thanks!
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  2. #2
    ◔_◔ AbulletAway's Avatar
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    Very true and I got nothing.
    Click Here and register with the board now damn it!
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  3. #3
    Pygmy Goats Bitches Love Me Mr. Goat's Avatar
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    I do not have Health or Dental Insurance but then again Health is covred here in canada and Dental you can get Ins for but you can also get it through work benifits.

  4. #4
    Traffic whore Fluid's Avatar
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    I did till yesterday...now I just have government health

  5. #5
    Money Money Money Anthony's Avatar
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    Thanks so far.

    TTT.
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  6. #6
    Panky Wants Me SirMoby's Avatar
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    I have a high deductible plan that will cover 100% for me, the wife and daughter after I hit my deductible. My Health Savings Account has 2 years worth of deductible in it so I think I'm OK unless I come down with something that's not covered.

    I don't have dental insurance because I keep adding up what it covers and it's just doesn't seem to make sense. Usually they'll pay about 50% most dentists will give uninsured customers a 25% discount so what's the point. If I break a tooth every year I still don't think the insurance pays for itself.

  7. #7
    Lonewolf Internet Sales Toby's Avatar
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    I have a plan that covers the anything major, but not office visits etc. No dental or vision coverage.

    I'm lucky on the dental. My neighbor is a dentist. I keep his computers running, he does my dental work gratis.

  8. #8
    Moonshine washing line Angel's Avatar
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    Vegas and I have neither health nor dental.

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  9. #9
    Poo and Wee! Tim's Avatar
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    Negative here

  10. #10
    Lonewolf Internet Sales Toby's Avatar
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    Quote Originally Posted by Angel
    Vegas and I have neither health nor dental.
    Find a plan that at least covers the major stuff.

    In Aug 2005, before I had my current plan, I had a problem with swelling in my lower left leg. Had to go to the ER (no regular Dr.) and then spent two days in the hospital. No surgeries, just lab tests, IV's, etc. That cost me a little over $6000.

  11. #11
    I Love Bacon KRM's Avatar
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    Quote Originally Posted by Angel
    Vegas and I have neither health nor dental.
    I'll be your nurse if you get sick

  12. #12
    I Love Bacon KRM's Avatar
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    I pay everything out of pocket right now for myself, My wife and my 3 kids.

  13. #13
    Panky Wants Me SirMoby's Avatar
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    Quote Originally Posted by xclusive
    I pay everything out of pocket right now for myself, My wife and my 3 kids.
    Dude, think about getting a high deductible plan. It may cost you less then $300 a month, it's tax deductible and if one of your kids gets really sick they're covered.

  14. #14
    Poo and Wee! Tim's Avatar
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    Dental Insurance? I'm in the UK!

  15. #15
    Erotica City Seraph's Avatar
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    I have both here as well.

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  16. #16
    I Love Bacon KRM's Avatar
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    Quote Originally Posted by SirMoby
    Dude, think about getting a high deductible plan. It may cost you less then $300 a month, it's tax deductible and if one of your kids gets really sick they're covered.
    Yeah i'm searching for a plan right now the one I had ran out but i'll have one soon. It's totaly worth it if you have a family.

  17. #17
    Moonshine washing line Angel's Avatar
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    Quote Originally Posted by Toby
    Find a plan that at least covers the major stuff.

    In Aug 2005, before I had my current plan, I had a problem with swelling in my lower left leg. Had to go to the ER (no regular Dr.) and then spent two days in the hospital. No surgeries, just lab tests, IV's, etc. That cost me a little over $6000.
    I've been working with my dad on finding a "catastrophic health insurance plan" for both V and I. My problem with regular health insurance is that few companies will take me with my heart issues...which makes no sense whatsoever, I need to move to Canada.

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  18. #18
    Suck My Cock Ice's Avatar
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  19. #19
    Whatthefuckever MP's Avatar
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    I have hospitalization only, in other words for them to pay I have to be admitted and it has to cost over 6k.

    This is thru Blue cross 65.00 a month.

  20. #20
    I Love Bacon KRM's Avatar
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    Quote Originally Posted by SirMoby
    Dude, think about getting a high deductible plan. It may cost you less then $300 a month, it's tax deductible and if one of your kids gets really sick they're covered.
    Just came up with a cheaper plan, I'm going to sell my family on ebay and move to canada.

  21. #21
    Panky Wants Me SirMoby's Avatar
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    Quote Originally Posted by xclusive
    Just came up with a cheaper plan, I'm going to sell my family on ebay and move to canada.
    I'll keep mine for a little while but I do love Montreal in the summer

  22. #22
    I Haz Thee Purfict Tanz kdoublei's Avatar
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    i have both through the state. since i dont make over 60,000 a year and have 5 dependants and myself they say i qualified. didnt have it until the diabetes starting kicking my ass in october

  23. #23
    Decadent Capitalist Minte's Avatar
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    affirmative to the health and dental

  24. #24
    Who said pimpin ain't easy? Peedy's Avatar
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    nothing here, but looking into getting both, if affordable
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  25. #25
    Money Money Money Anthony's Avatar
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    Guys, two boards I posted this on, and both gave me valuable insight.

    I hope to have something for you all very soon. I mean I already do, but I need to work on the marketing of it.
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  26. #26
    My Mini Ben Wallace XxXotic's Avatar
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    i dont have either, I dropped my health since I'll get better coverage once I get married through Jen's Airforce stuff, dental i didn't have which I really wish i had had for that tmj surgery which i'll also eventually have through Jen. Shit cost me a freakin arm and a leg
    "A great civilization is not conquered from outside until it has destroyed its self from within." - Durant

  27. #27
    Fuck You! DarkWeb's Avatar
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    Happy that I have it. Considering they put out $68,000 a few years ago, yeah I'm happy I have it.

  28. #28
    Yah I want some taquitos! Rictor's Avatar
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    Yep. If you can afford insurance and don't have it, you're an idiot. All it takes is one minor surgery to brankrupt you these days or a few days in the emergency room. An abulence ride and 2 days observation in the hospital because you got sunstroke at a baseball game would run around $30-40,000 here.
    Last edited by Rictor; 03-29-2007 at 10:49 AM.

  29. #29
    Promote Joinrightnow.com Stacey_JRN's Avatar
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    I have health insurance but i think also it covers my dental insurance but its limited...

    email:stacey@joinrightnow.com ICQ: 304714118

  30. #30
    Always Remembered... RIP Seven888's Avatar
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    Health yes, dental no

  31. #31
    bling bling
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    yep, I have a health insurance.

  32. #32
    I eat kittens PMC's Avatar
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    i have both, my employer provides them.
    Not sure what to put here anymore...

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